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OVERVIEW
Complete insurance solutions
A trusted advisor for your health and financial needs. Keeping yourself and your family protected.
It’s our job to monitor the latest developments in the insurance industry, so you can be confident that you’re getting the best protection for your needs.
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LIFE
Life Insurance
Insurance can be an intimidating topic. No one likes to think about death, and most people dislike the thought of paying for an insurance plan.
Most people rely on their insurance companies to provide the best coverage, but in reality, many insurance companies just give you products with high premiums and low benefits. When it comes to your life and your family’s life, there’s no such thing as too much protection.
These are the options available for you:
1. Term Life Insurance:
This option covers short- and medium-term debts at affordable rates:
• Pick-A-Term, T10 and T20
• Access Life T15, T20, T25 (simplified issue)
2. Whole Life Insurance:
This lifetime insurance coverage protects your family and estate:
• L10, L20, L65, L100 and T100
• Child Life & Health Duo
• Life and Serenity 65
• Access Life (simplified issue)
3. Participating life insurance:
Permanent life insurance coverage designed to ensure tax-advantaged growth of your estates. The coverage is intended to meet your high expectations with respect to options, annual dividends and guaranteed surrender value:
• iA Participating Life Insurance (A PAR)
4. Universal Life Insurance
This life insurance is a combination of permanent insurance and savings. It offers you lifetime coverage and the opportunity to save with certain tax benefits:
• EquiBuild
• Genesis
Alert Life Financial is a trusted advisor for life insurance in Toronto. We help you understand what type of coverage you need and how much it will cost, so that you can focus on living your best life without worrying about what might happen in the future.
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SUPER VISA
Super Visa insurance
Many are unaware of the need for a Canada Super Visa Insurance Plan. This type of plan is necessary to help cover the cost associated with getting a family member to Canada. It is often difficult to find information on what insurance will cover and what it will not.
There are many service providers that offer this type of insurance, but they vary in terms of what they cover, how much they cost, and how long they last. Some providers even offer a package deal which can include the cost of a visitor visa. This can vary from company to company.
Alert Life Financial can be your trusted companion for navigating through the SV application process. Through our expert advice and knowledge in Super Visa insurance, we will take your questions to get you all the information you need in order to make an informed decision.
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DISABILITY
Disability Insurance
Disability insurance is an important part of your personal finances. If you become disabled and can’t work, any income you have coming in may stop. This can be a serious financial and emotional burden for everyone in your family.
The reality is that most people don’t take the time to calculate how much disability insurance they need, or how difficult it will be to make up that income if they do become disabled.
Alert Life Financial is a disability insurance advisor in Toronto, Canada who ensures that you are not only saved by knowing all your coverage, but also empowered to live a life with financial freedom and security.
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CRITICAL ILLNESS
Critical Illness insurance
Everyone knows being diagnosed with a critical illness can be a sudden, unexpected event. But when it is, it’s a debilitating and life-altering event. The costs can quickly become unaffordable and lead to bankruptcy for those who are diagnosed.
Critical illness insurance is an affordable way to safeguard against a critical health condition that would otherwise be financially devastating.
Alert Life Financial offers critical illness insurance advisors in Toronto who specialize in helping people create their own personalized financial plan to protect them against life’s unpredictability.
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MORTGAGE
Mortgage Insurance
Mortgages come with dreaded risk of getting a life-changing diagnosis, or worse, passing away before paying off the debt. This makes it difficult to borrow money for a home.
It’s hard to buy a home with such high mortgage rates, and that’s where mortgage insurance comes in to save the day! Mortgage insurance is an coverage that pays off your mortgage if you pass away, critically ill or become disable, combatting this risk of you not being able to pay the whole loan off.
We offer 3 packages to choose from:
1. Life Insurance
Life insurance covers your mortgage in part or in full in case of death. This term coverage provides the freedom to choose the exact duration of the insurance term, from 10 to 40 years, and the premiums won’t increase.
• Pick-A-Term
2. Disability Insurance
Allows you to repay the balance of your debts, in part or in full, while on disability.
• Universal Loan Insurance
• Disability credit rider
3. Critical Illness Insurance
Provides you with financial assistance following the diagnosis of a critical illness and helps honour financial commitments, such as a mortgage while you recover.
• Critical Illness Rider
Alert Life Financial is here to help you compare quotes and find a mortgage insurance plan that fits your needs and finances. We’re available at all times, so stop waiting for someone else to offer a solution for your financial worries!
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DRUG & DENTAL
Drug & Dental insurance
Dental and drug insurance in Canada is not always easy to navigate. Different guidelines and coverage can be complicated to decipher and difficult to find information on the right plan.
When you or your loved one needs care, your insurance will make a difference. That’s why it’s important to understand what your coverage does and does not cover, how much co-pay is required for a doctor’s appointment or an emergency room visit, and how to prevent the need for care by following health tips.
Alert Life Financial has helped thousands of people save up to 77% on their drug & dental insurance coverage — all without compromising their health care needs. We’ll work with you to find the best fit for your situation, maximizing your savings potential in the process.
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TRAVEL
Travel Insurance
Travel insurance is something that most people don’t think about until it’s too late. By the time you realize you need it, there might not be much time left to purchase affordable travel insurance.
We all know how important travel insurance is nowadays- with the instability of the world, travel insurance can save you from unforeseen problems with medical expenses and from being stranded in a foreign country without financial support.
Alert Life Financial is a travel insurance advisor in Toronto providing Canadians with advice on affordable options for their travel plans. We take into account your budget and needs, giving you a tailor-made plan that is most suitable for your specific needs — all at a price you won’t believe. We’ll work with you to come up with an itinerary that doesn’t break the bank and will give you peace of mind through our hassle-free process that won’t waste any time
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NON-MEDICAL
Non-medical insurance
Choosing insurance can be overwhelming – there’s an overwhelming amount of data to sift through, and a lot of companies promise to provide the best service.
Choosing the wrong insurance can not only be a waste of your money and leave you without the coverage you need, but it can also have devastating consequences.
Alert Life Financial is Ontario’s #1 choice for non-medical, comprehensive insurance consultation. We give you everything you need to understand, compare, and choose the best insurance options for your family – without any obligation or upsells.
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RESP/RRSP
RESP/RRSP insurance
Do you find it difficult to plan and save for long-term financial goals?
It’s never too late to start planning for the future. However, it is necessary to make a commitment right now to create a comfortable future for yourself. Smart investments can help you achieve your financial goals, but if your savings are not properly managed, there is every chance that you’ll lose money and that your retirement will be jeopardized.
Alert Life Financial is here to help! Whether you’re looking for RESP or RRSP Insurance, we’re available 24/7 so call us anytime at if you have any questions. We’ll take care of everything from figuring out what type of plan suits your needs best all the way to making sure you get started.
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TFSA
TFSA insurance
Despite what you may think about the TFSA, it’s important to consult a financial advisor to make sure you are maximizing your options.
Setting up a TFSA is an important but difficult decision. Financial advisors understand the pros and cons of different plans and can recommend one that meets your needs.
We have years of experience in this field, and offer specialized advice to help Canadians plan their future with TFSAs. We’ll provide you with valuable information and advice on some of the most competitive plans available so that you can confidently choose the one which works best for you. Your TFSA is a powerful tool to help achieve your retirement goals, so we want to make sure you take advantage.
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INVESTMENT
Guaranteed Investment
Investing may seem like a daunting task. There are so many variables, and without the proper knowledge, it can end up turning into a financial disaster.
But investing is a key component to building wealth. There are many things to consider when planning for your future, such as retirement, to provide financial stability for your family.
Alert Life Financial is an insurance advisor that specializes in investments. With the help of their knowledgeable team and their in-house investment expert, they can provide you with the support and guidance you need to make smart investments that won’t leave you worrying about your future or your family’s safety.
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ESTATE
Estate Planning
Your family’s future could depend on the protection and assets you set up today.
Your children, spouse, parents, and grandchildren all depend on you to create a legacy of security and lifelong financial support.
At Alert Life Financial, we are committed to meeting the financial needs of your loved ones in the event of your death. We have helped thousands of Canadians plan for their financial futures by establishing an estate plan and buying life insurance. Call us today for a consultation about the options that are right for you!
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starter family plan
From $ 2.50 / month
At Alert Life Financial, our competitive rates mean that we can offer insurance consultation without compromising quality.
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contact
get in touch
Alert Life Financial is here to help you with all your insurance needs, no matter where you are in the world.
Address:
70 Preston Thompson Pl,
Aurora, ON L4G 6T2
Open Hours:
Mon – Fri 9:00 – 18:00